If Zwicker and Associates is attempting to collect a debt, it’s important to recognize illegal collection practices. Excessive or nonstop phone calls designed to pressure or scare you may violate the FDCPA. Debt collectors cannot legally threaten arrest, lawsuits, or wage garnishment if those actions are not permitted by law or not truly planned. You also have the right to receive a ... https://protectionforconsumers.com/stop-zwicker-associates-debt-collection-harassment/