with eligible immediate deposits and opt-in** Opt-in essential. Account must have Preliminary qualified direct deposits, need to be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing suitable immediate deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions https://financefeeds.com/tether-backs-new-stablecoins-to-turn-around-eu-mica-rules/